Here are 10 reasons why all travelers should protect their trips:
1. Life is unpredictable.
Some trips need to be cancelled or cut short. With travel insurance, you don’t necessarily have to lose non-refundable trip payments when certain circumstances prevent you from taking or continuing your trip.
2. You’ll want help if sickness strikes.
From disease exposure to exotic eats that don’t agree with your stomach, sick happens. Having travel insurance by your side can help you through these obstacles—like finding quality medical care nearby and reimbursing covered medical costs.
3. Your health insurance has its limits.
When you travel outside the U.S., you may be leaving your health insurance at home. Many U.S. plans (including Medicare and Medicaid) don’t cover you abroad. Why risk being solely responsible for medical expenses?
4. It makes forgotten meds less memorable.
Lost or forgotten medication can set off an alarm when you’re far from home—especially in a foreign country. Let our assistance team help you locate a pharmacy to purchase a new replacement.
5. Lost luggage can leave you in a lurch.
Allianz Global Assistance provides benefits that can help you replace needed items if your bags are delayed, damaged, or stolen while you’re away. With reimbursement for your trip essentials, you can still suit up for wherever your journey takes you next.
6. Some travel emergencies are extra expensive.
If you have a medical emergency while traveling that requires emergency medical transportation, you’re likely to get hit with a hefty bill for these types of services. With emergency transportation benefits and assistance services, you not only have a financial safety net, you also have expert help coordinating logistics when every minute counts.
7. Cash is king.
Airlines aren’t required to refund a ticket in the event of an emergency. In fact, your carrier can choose to offer a credit voucher toward future travel instead of reimbursement in cash. With travel insurance, you have more control over your Plan B.
8. Speaking of change of plans...
Flight delays can add up. Prolonged delays can cause extra expenses while you wait—or worse, miss a connection. With travel insurance, a covered travel delay can mean reimbursement for rebooking fees, meals, and accommodations.
9. Your credit card may not cover you.
Some travelers opt out of travel insurance, thinking credit card coverage would suffice in a crunch. But even if you have this free coverage, the benefits won’t be as extensive as a separate travel insurance plan.
10. Smart travel tools can help you stay safe.
Allianz Global Assistance provides travelers with a simple-to-use tool that pairs perfectly with wanderlust Download our Allyz® TravelSmart app to view your plan on the go, file a claim, track your flight in real time, and get one-touch emergency assistance. All this and more is at your fingertips. Download Allyz TravelSmart for free on the AppStore and GooglePlay.†
†Allianz Global Assistance does not charge for this service. Message and data rates may apply from your mobile carrier.
Terms, conditions, and exclusions apply, including for pre-existing conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233
